(A) The Agency determines the financial institution hasn't supplied satisfactory justification for that system and every facet of the plan as required pursuant to paragraph (d) of this section;

A bank need to make available to the public for inspection, on request and without charge, the information expected Within this section as follows:

This part implements the requirement inside the CRA that the Board assess a lender's record of assisting to fulfill the credit requirements of your area communities in which the lender is chartered, per the Harmless and seem operation from the lender, and also to get this report into account during the company's evaluation of the application to get a deposit facility by the lender. Accordingly, this part:

답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.

(ix) An indicator for whether the loan was to a company or farm with gross annual revenues increased than $one million; and

Pursuant to 12 U.S.C. 2906, the Board gives conclusions derived below this part independently for metropolitan parts where a financial institution maintains one or more domestic department offices and with the nonmetropolitan place of a Point out if a financial institution maintains a number of domestic branch offices in such nonmetropolitan space.

) Benefits or serves one or more geographic areas with very low levels of Neighborhood development financing;

A significant lender will have to obtain and manage in Digital sort, as prescribed because of the Board, right until the completion on the financial institution's subsequent CRA assessment where the information are evaluated, the next information for every smaller business enterprise loan or smaller farm loan originated or acquired through the bank throughout the evaluation interval:

The Board assigns conclusions to a large financial institution's or restricted purpose financial institution's overall performance over the applicable assessments explained in paragraph (a) of this portion pursuant to § 228.28 and appendix C to this portion. The Board assigns conclusions to a little financial institution's or intermediate lender's overall performance on the applicable assessments explained in paragraph (a) of the segment pursuant to § 228.

The Board may well modify a limited purpose financial institution's establishment score from “Satisfactory” to “Fantastic” where a bank requests and receives added thought for providers that could qualify beneath the Local community Progress Services Test in § 228.twenty five.

다양한 이웃과 소식을 만나보세요. 지금 시작해볼까요? 블로그 아이디 만들기 블로그 아이디 만들기 레이어 닫기

The Multistate MSA Group Advancement Financing Benchmark steps the dollar quantity of community enhancement loans and Group advancement investments that reward or provide a multistate MSA for all substantial depository institutions as compared to deposits located in more info the multistate MSA for all large depository institutions, calculated pursuant to paragraph II.h of appendix B to this aspect.

Projects to revitalize or stabilize a focused census tract that come with equally industrial and residential components qualify as revitalization or stabilization actions underneath this paragraph (e)(two), if:

Pursuant to § 228.21, the Community Progress Financing Take a look at for Restricted Intent Financial institutions evaluates a restricted reason bank's report of helping to satisfy the credit history wants of its entire Neighborhood as a result of Neighborhood progress loans and community growth investments (